WARNING: Are you considering the AmEx Gold card? Then you need to read this review before you fill out the American Express Gold Card application.
It comes as no surprise this is the most sought after charge card out there. Since making its debut in 1966, the Amex Gold card has offered exceptional customer service and unparalleled benefits. In fact there are so many, I frequently encounter cardmembers that don’t even know all the valuable benefits it offers!
So before you fill out the Gold Card's application, I have a warning for you – take a moment to learn about all the incredible perks and benefits first… that way you won’t miss out on anything once you have the card. Here’s what you need to know about the new Premier Rewards Gold before you apply.
Best Signup Offer Available: Get an extra bonus of 15,000 Membership Rewards points just for spending $1k within the first 3 months AND get your annual fee waived for the first year. This is a limited time sponsored promotion which ends very soon. Learn more and take advantage of this offer now
BUYING:
Free Return Protection
How often have you bought something, only to later realize you don’t need it? Nowadays stores are so picky with returns. Not only do you need the receipt, but the item needs to be in the exact same condition you bought it.
Well if you the store won't accept your return, American Express will! They will refund the full purchase price (up to $300 per eligible item) within 90 days of purchase. So just put it on your American Express Gold Card and you’re protected!
Free Extended Warranty
Let’s be honest… they don’t make things how they used to. That extended warranty the cashier tries to sell you at checkout is probably a good idea. But why pay for it?
The Amex Gold Card gives you a free extended warranty on all eligible purchases! If the original manufacturer’s U.S. warranty is 5 years or less, Amex will extend it up to a year for free! So let’s say you buy a new laptop that the manufacturer only covers for 12 months (which is almost always the case). 13 months later, the fan goes bad and motherboard fries because of it (happened to me). If you bought it with your Amex Gold card, your warranty protection is twice as long – 24 months instead of 12! Just call up Amex and they will pay to fix or replace your eligible purchases!
Free Purchase Protection
What happens if your purchases with the credit card are lost, stolen, or accidentally damaged during the first three months? Amex will pay for to repair or replace eligible purchases – up to $1,000 per claim and $50,000 per year! Purchases anywhere in the world are covered!
So let’s say you buy a new iPhone and then drop it on the pavement 2 months later. You can’t turn to AT&T because they don’t even offer insurance for it. But if you bought it with your American Express Gold Card – you probably don’t have to worry!
TRAVELING:
Free Roadside Assistance - Up To $200 Value
Who needs AAA? Get free 24/7 roadside assistance anywhere in the U.S. and Canada. Up to $50 per call, up to 4x per year.
Car Rental Loss and Damage Insurance
Next time you rent a car, remember that American Express offers free collision coverage on eligible rentals as long as you pay with your Gold Card! Plus they give you free 24/7 roadside assistance!
Luggage Insurance - Up To $1,250
What happens if your bags are lost, stolen, or damaged? American Express offers free insurance – up to $1,250 for carry-ons and $500 for checked luggage – on common carrier tickets, as long as you paid with your Gold Card. Keep in mind that’s in addition to the coverage provided by your airline so when you add both together, you’re much better off!
Travel Accident Insurance - Up to $100,000
You’re protected – for free – on all eligible travel via Common Carrier (ticketed passenger on an airline, cruise ship, train, etc). Just pay using your Gold Card. Hopefully this is a feature you will never need to use, but travel accidents do happen (I know because I was in one!).
Global Assist Hotline
What if you’re traveling and your wallet is stolen – your passport, cards, and cash are gone? Or you are having a medical emergency in a third world country? If you’re 100+ miles from home, get free emergency assistance anytime. You can get access to emergency cash, help with your passport, referrals to medical providers, and much, much more!
Fast Card Replacement
Whether you’re home or abroad, card lost or stolen, you can get it replaced super fast. This happened to me when I was traveling and American Express sent it to me using overnight express. I also know someone that had a temporary Gold Card given to them the very same day by going to one of their offices, when they lost the card in Belgium.
FUN:
Get Exclusive Tickets
Amex can hook you up with some of the most in demand concert & event tickets in the country! Whether it’s the hottest music concert or most anticipated sports game – American Express has connections. Many times you can even buy tickets before they’re sold to the public and get preferred seating!
Special Events & Destinations
As an American Express Gold card member, you are eligible for access to special events along with extra perks and upgrades!
REWARDS:
Unbelievable Rewards
The American Express Membership Rewards program on the Premier Rewards Gold Card is incredibly generous:- 3 points per dollar on airfare
- 3 points per dollar for online shopping (through the cardmember's Bonus Points Mall, which connects you with 200 of the top online retailers)
- 2 points per dollar on gas
- 2 points per dollar on groceries
- 1 point per dollar on everything else
- Annual bonus of 15,000 points every year of membership you spend at least $30k on the card (this is an extra yearly bonus, that's ON TOP of the points you already earned!)
- Signup bonus of 15,000 points simply for spending $1,000 during your first three months with the card (please note this offer only applies using the link below)
They have the largest rewards program out there, so you can redeem your points for almost anything! Gift cards, statement credit, free travel, merchandise, you name it… Amex has you covered!
But most impressive of all, this is better than any airline card in existence! Why? Because instead of being restricted to a single carrier, with the Gold Card you can convert your points to miles on over 15 partner airlines, almost always on a 1 for 1 basis with no dilution in value! You can also use points at over 15,000 hotels worldwide.
CONCLUSION:
Extremely valuable benefits, high rewards on spending, and premium service? It's obvious why the American Express Gold Card is considered to be the best credit card in the world!
As an affiliate advertiser of American Express, CreditCardForum is able to present you this limited time signup bonus: