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About LinkBacksI am only 18 years old, have never used a credit card because I have been saving all my money and was paranoid that I would spend $ if I got a credit card.
Now, I am learning I really need one to get credit so I applied for the AMEX gold card.
I put my annual income as $40,000 - Do you think I'll get declined?
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Green Member
- Join Date
- Feb 2010
- Location
- Canada
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Do you think I will get declined for AMEX gold card?
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Centurion Member & Moderator
- Join Date
- Jun 2008
- Location
- Smogland
- Posts
- 1,400
Yes, without a credit history and only being 18, I can't imagine you would be able to get approved. Furthermore, the new credit card reform which went into effect on 2/22 requires either a co-signer or proof of income for applicants under 21. The AmEx card you would most likely get approved for is the American Express Zync Card.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed. Regardless, anything I say is my honest opinion.
Current Cards: American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Citi Thank You Premier
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