Thread: How to get an American Express card with bad credit?

Hi Everyone,

I applied for an American Express card twice and got denied. I'm just wondering if anyone has any tips that could put me in better chances?

I'm 19 years old and currently have 2 credit cards; Bank Of America (secured) / $300 limit and a Capital One platinum card / $750 limit. I also have a car loan with about $11k remaining.

As far as credit history goes, my oldest account is about two years old. I've never checked my FICO score but I know my Experian score is 697.

Hello CJC,

Welcome to the forum! Which American Express card(s) did you apply for? Your best chance would likely be the Zync. Although it is not specifically for bad credit (no American Express is) there have been numerous reports on our forum of applicants getting approved with little credit history and below average credit history. For details and a special signup bonus check out our American Express Zync card review.

Good luck!
CreditCardGuru

Thanks! I'll look into the Zync card. I think one of the biggest mistakes I made was applying for the Gold Card twice as I was just starting out with credit. Bad move...