Credit Card Forum
+ Reply to Thread
Page 1 of 2 1 2 LastLast
 
  1. #1
    Green Member
    Join Date
    Sep 2008
    Location
    New York
    Posts
    15

    Default Qualifying for the Centurion

    Anyone have good methods for meeting the spending 250K a year requirement to get the black amex?

    I would say one way is having a bunch of secondary users on your amex and have everyone use primarily that card. Everyone would then pay for their own purchases. This would only work if everyone involved is trustworthy.

    If you have a business another way is to run all expenses through your amex.

    Any other ideas?
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  2. #2
    Centurion Member & Moderator Mogul of Pineapples's Avatar
    Join Date
    Jun 2008
    Location
    Smogland
    Posts
    1,400

    Default

    Having a business is by far the easiest way to rake up 250k. Even small mom and pop businesses order 500k to 1M a year in supplies or inventory. All you need to do is throw some of that on your Amex and you will have 250k in no time. This is why people say they should make the spending requirement for business cards more because 250k for the business version is too easy to meet.

    Now for personal, 250k is a lot of spending. I suppose if you own a business but want a non-business Centurion, you could have a separate normal card and pile all your expenses on it (basically just using a personal card as a business card) or if you have a business card with 250k charges as a sole proprietor, they should let you do your Centurion in a personal version.
    Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed. Regardless, anything I say is my honest opinion.

    Current Cards:
    American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
    Primary Everyday Card: American Express Blue Cash
    Primary Travel Card: Citi Thank You Premier
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  3. #3
    Centurion Member fffresh's Avatar
    Join Date
    Apr 2008
    Location
    the edge of the world
    Posts
    440

    Default

    I would say one way is having a bunch of secondary users on your amex and have everyone use primarily that card. Everyone would then pay for their own purchases. This would only work if everyone involved is trustworthy.
    The truth is though if someone has to do this and include other's spending to qualify, they probably shouldn't be spending their money on the black card in the first place. Let's face it with a $5,000 initiation fee and a $2,500 annual fee that's a big chunk of your income even if you are making 500k a year.

    If it takes doing that the person may be better off spray painting their card black for $2.50 instead.

    Speaking of which I often see old American Express black cards for sale on Ebay. Maybe there's a way you could buy one and re-code it with your own American Express account numbers? This has to be illegal though so I wouldn't recommend anyone do it.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  4. #4
    Gold Member
    Join Date
    Sep 2008
    Location
    WA
    Posts
    38

    Default

    What are the qualifications for American Express black card / centurion other than spending 250k a year??? I bet anyone would qualify for that credit card as long as you would pony up the $$ for the annual fee and charging 250k a year I'm sure you could get around as long as you already had an Amex.

    This card is so stupid!!! Why waste your $$$$$
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  5. #5
    Centurion Member
    Join Date
    Aug 2011
    Location
    Michigan
    Posts
    256

    Default

    I cannot imagine anything this card can do for me that a platinum card cannot. I think this is just a self-esteem issue that some folks need to overcome. I am sure if i was to call the platinum desk and ask for something ridiculous like a cargo plane of bud select, they probably will only ask if they can come to the party.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  6. #6
    Centurion Member
    Join Date
    Jun 2011
    Location
    New York state
    Posts
    520

    Default

    Mogul is right you have to be very rich or own a business those would be the easiest ways.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  7. #7
    Centurion Member
    Join Date
    Aug 2011
    Location
    Pleasanton, CA
    Posts
    119

    Default

    The centurion needs to offer better benefits or perks. It will be out date and left in the past any time soon by new cards.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  8. #8
    Green Member
    Join Date
    Sep 2011
    Location
    Sarasota
    Posts
    2

    Default

    Just FYI - there have been no Centurion invites this year to date in the US. It does appear that the spending requirement has been increased to either 500K or 1M.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  9. #9
    Centurion Member
    Join Date
    Aug 2011
    Location
    Pleasanton, CA
    Posts
    119

    Default

    I am still thinking AMEX should starts offering BETTER benefits with the Centurion and probably with the Platinum cards.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  10. #10
    Gold Member
    Join Date
    Sep 2009
    Location
    LA
    Posts
    45

    Default

    Quote Originally Posted by flyingmd View Post
    Just FYI - there have been no Centurion invites this year to date in the US. It does appear that the spending requirement has been increased to either 500K or 1M.
    This is true, except the minimum is not known and may be well more than this (I personally know of someone who spent $2MM last year with Amex and can't get one). It may be based on type of spend as well. Perhaps Amex is trying to make it more exclusive.

    @Kiboko and the other ignorami who frequently make comments based on their limited perception of it's value: see this thread post.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote