Credit Card Forum
  1. #1
    Centurion Member & Moderator Mogul of Pineapples's Avatar
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    Default Nigeria and credit cards

    Google has a new tool that let's you type in a word to see it's search popularity. It won't give you numbers of searches but only how popular a word is overall. I was on there checking out the popularity of some words I will not mention haha but when I typed in "credit cards" this is what it showed me as far as geographic interest is concerned:



    Something tells me the Nigerians and Ghanians (sp?) aren't looking because they want to improve their credit score.
    Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed. Regardless, anything I say is my honest opinion.

    Current Cards:
    American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
    Primary Everyday Card: American Express Blue Cash
    Primary Travel Card: Citi Thank You Premier
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  2. #2
    Centurion Member Cucumber's Avatar
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    Hmmmmm...... the same people that bring us those emails offering us millions if we only give them our bank account numbers so they can supposedly transfer that money to our account.

    What is with all this financial scamming crap coming from Nigeria? I swear dude they seem to be like the financial scamming capital of the world.

    No, wait... never mind...

    that would be Wall Street.
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  3. #3
    Centurion Member fffresh's Avatar
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    The scam artists in Nigeria and Indonesia consider credit card fraud a sport. The governments and law enforcement in these countries are so corrupt themselves you often hear of them co-conspiring with the criminals themselves. I've heard countless stories of them contacting merchants here and attempting large orders. An acquitence of mine that owned an auto parts store said a man from Nigeria contacted him to buy 14 sets up wheels. The Nigerian claimed he owned an auto parts store in his country and that is why he needed them. These con artists will stop at nothing to lie, cheat, and steal their way in life.

    What they do is take a valid credit card number and find a processor as a partner in crime. Together they will randomly try expiration dates with that number until they find one that works. It's a time consuming process but apparently very lucrative in these third world countries.

    This is why many merchants ask for the last 3 digits on the back of cards known as "V" or the "VCC" code. This is a number which is never recorded so randomly guessing this would be much harder to do.
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  4. #4
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    so are you saying that nice offer I got in my email from a random spammy address like dgkhdgj390343kjkfdgkjdgk@hotmail.com really didn't want to give me a $30 million either?

    shucks i'm bummed now... HA!
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  5. #5
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    I must be on the Nigerian main list. I get 3-4 messages every morning to start my day out. I must have won trillions by now lol.
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  6. #6
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    Quote Originally Posted by Herman65 View Post
    I must be on the Nigerian main list. I get 3-4 messages every morning to start my day out. I must have won trillions by now lol.
    Perfect than it won't be a problem to throw in the 700 Billion to catch the financial crisis
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