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  1. #1
    AceH
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    Question Visa Classic and Visa Platinum Credit Cards

    I currently have a Visa Classic credit card issued through my bank. If I apply for and get a Visa Platinum card through the same bank, will they cancel the Visa Classic card or will I simply have 2 Visa Cards?
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    Reply With Quote Reply With Quote     Aug 22, 10, 7:29 am
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    jeffysdad
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    Better to just call the bank and say you want an upgrade to platinum. Your bank might not offer it anymore and might be offering "signature" instead. All of my Visa cards are signature and I don't have a problem with them. However, some on here have said that signature cards don't report your credit limit to the credit bureaus, which I understand can be an issue for some.
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    Reply With Quote Reply With Quote     Aug 23, 10, 5:35 am
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    Cucumber
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    Yeah I would just ask for an upgrade too. But FYI Platinum Visa is for the most part the same as the regular.
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    Reply With Quote Reply With Quote     Aug 23, 10, 5:22 pm
  4. #4
    AceH
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    Re: "But FYI Platinum Visa is for the most part the same as the regular."

    Not with my bank as the Visa Cards are issued through my bank. The Platinum Visa (issued through my bank) comes with a higher minimum approval line of credit.
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    Reply With Quote Reply With Quote     Aug 24, 10, 6:34 am
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    Mogul of Pineapples
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    Quote Originally Posted by AceH View Post
    Not with my bank as the Visa Cards are issued through my bank. The Platinum Visa (issued through my bank) comes with a higher minimum approval line of credit.
    Typically the lowest credit line for Visa Platinum is $2,000 but that might have been lowered since the recession. At the same time it's still possible to have a basic Visa Gold card with a $10,000 or higher limit. The color of the card doesn't mean a limit will be high or low. But as stated above you might as well ask for an upgrade.
    Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed. Regardless, anything I say is my honest opinion.

    Current Cards:     American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
    Primary Everyday Card: American Express Blue Cash
    Primary Travel Card: Citi Thank You Premier
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    Reply With Quote Reply With Quote     Aug 27, 10, 4:43 pm
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