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  1. #1
    Centurion Member
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    Default Chase Sappire Card

    Chase offered to convert my Freedom card to a Sapphire. However, I checked online and found that if I just open the Sapphire I get 10k points right off the bat, worth 100 bucks, I think they said. They don't give you the 10k points if you convert an existing account. So I applied for a Sapphire and intend to keep my Freedom card, too.

    Does anyone know anything more about the Sapphire card? Doesn't seem to designate (at least not on front of card) as Visa/MC/Amex, etc. Must use one of the established networks to process transactions. I wonder if merchants will be freaked out by an unfamiliar card.

    BTW, rebate on Sapphire is 1% except for tickets you buy through their website, then it's 2%. Not as good a deal as Chase Freedom, Amex Blue Cash, Fidelity Amex, Schwab World MC, etc.
    Last edited by jeffysdad; Jun 17, 09 at 12:42 pm. Reason: misspelling
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  2. #2
    Centurion Member fffresh's Avatar
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    Default

    I am not familiar with the Chase Sapphire card. I went to the site and the rewards sound average at best. 1% normally and 2% on airfare booked through them. The problem here is I am sure their airfare costs more than Priceline, the airlines' websites, and so forth.

    The American Express membership reward programs faces the same dilemma. They may offer higher points for redemption but the price for the purchase is higher so it negates the purpose.
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  3. #3
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    Default Got my 10,000 points

    I was surprised to find that I had been awarded my 10k introductory points by Chase Sapphire with absolutely no need for a fuss on my part. They just appeared on my account page like they were supposed to. (This hasn't been my experience with Amex, btw). So I try to redeem them and their system has an error msg. processing the transaction. However, I was able to call the no. on the back of the card, speak to someone in Columbus, Ohio right away for whom English is a first language, and get my $100 check on its way to me. I was very impressed with the customer service. Still, the reward is only 1% on all spending and only 2% on air booked through their site. On customer service alone, Sapphire is my new favorite, though.
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  4. #4
    Centurion Member & Moderator Mogul of Pineapples's Avatar
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    Default

    I've heard of the Sapphire card but the rewards didn't sound too impressive yet. The customer service though sounds great though.

    I just went to the site for it and Chase is branding it as having "Ultimate Rewards." Well if getting only 1% cashback is considered "ultimate" than I don't even want to know what they consider regular rewards.

    Did you open the Sapphire or the Sapphire Preferred? If it was the Preferred it looks like they were supposed to give you 15,000 bonus points after you spent $1,000.
    Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed. Regardless, anything I say is my honest opinion.

    Current Cards:
    American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
    Primary Everyday Card: American Express Blue Cash
    Primary Travel Card: Citi Thank You Premier
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  5. #5
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    Default I just opened the regular Sapphire...

    I wasn't going to pay the fee for the preferred. You're right about the rewards level; it stinks. I still have my Chase Freedom, which works out to about 1.8% cashback based on how I was using it. Now I'm using Fidelity Amex thru FIA for all of my spending and getting 2%.

    I've learned that I was wrong to hate on FIA as much as I had been. Their website is great. All transactions appear immediately as soon as you make them, first as temp. and when they are approved they are recategorized. This shows you how much is put on hold by your gas station when you pay at pump, for instance. Since I use card website to track my spending it's nice go get up to minute info. (sorry, realize this last bit off topic).
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