Credit Card Forum
  1. #1
    Green Member
    Join Date
    Aug 2010
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    Hot & Dry
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    1

    Default Need Help finding a Cash Back or Miles card...

    I'm looking to replace my US Airways MC miles card. They are hiking the fee to $99/yr and I don't use the vouchers they provide so the cost is not justifiable.

    I need an MC or Visa as Discover is not taken at many places and I already have a Costco Amex.

    I'm looking for a very low to no cost card - either cash back or miles. I travel quite a bit but cannot use my personal card, I have a corp Amex for that.

    I was looking at the Chase Sapphire Preferred but it looks like there is an $85/yr charge after the 1st year? On this card is the cash back decent... it only states $20 for 2000 points, initially. Is it the same as the points go up? What does the miles schedule look like and are there charges for booking?

    If you have other cards for me to look at I appreciate the help. I've read a lot on this and other forums but nothing really jumps out.

    thx for the help!
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  2. #2
    Platinum Member alsteig's Avatar
    Join Date
    May 2010
    Location
    San Diego, CA USA
    Posts
    96

    Default

    Bank of America World Points card. No annual fee. 1% on everything. With a standard checking it adds .25% as a "relationship increase" and once a year a loyalty bonus is .25% of the total points on card. At 1.5% cash back and with good interest prime +2 this is one of the only cards I use. Let us know what other cards you are looking at. Discover also has some good cards and might help to diversify your processing companies.
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  3. #3
    Administrator
    Join Date
    Mar 2008
    Location
    Huntington Beach, CA
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    249

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    Please check the credit card reviews featured on our homepage. We have lists for the best cash back cards, travel and more, which also feature lucrative signup bonuses.
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