Credit Card Forum
  1. #1
    Centurion Member
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    Default Card perks - Who's best?

    I saw the post in the American Express forum about them giving a $75 credit at hotels. What cards out there are the best for free perks like this, is it Amex? I like cards that give out freebies like this because I'm not a big spender so I'm usually don't spend enough money on my credit cards to make the rewards significant. However things like that I like because it doesn't matter how much you spend you still get a perk.
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  2. #2
    Centurion Member & Moderator Mogul of Pineapples's Avatar
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    The American Express Gold Card gets my review for the one with the most perks. They offer a lot of free perks in addition to the points you earn. I love the traveling/hotel/airline freebies they give. Yes, it has an annual fee, but sometimes they offer special promos where you can signup and avoid the annual fee for the first year - so it's free.
    Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed. Regardless, anything I say is my honest opinion.

    Current Cards:
    American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
    Primary Everyday Card: American Express Blue Cash
    Primary Travel Card: Citi Thank You Premier
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  3. #3
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    Honest Disclosure: We Are Advertising Partners With Amex.

    The Gold Card from American Express Open is what I, as well as most people, would consider to be the most rewarding credit card (excluding the ultra premium credit cards such as Centurion, Accolades, etc). It is a business card, but you can apply as a sole proprietor by using your legal name as the business name, and leaving the federal tax ID field blank. They normally don't advertise or mention many of them online, but with this card you get many free perks such as the $75 food credit at Starwoods Hotels. In addition to those types of free benefits, the best may be the free protection they offer on purchases. For example they often double the length of manufacturers warranties for free, and if a store won't accept your return, they will take it back and refund you the money. The annual fee is $125 but you can have the annual fee waived for the first year if you apply here. This is a great way to test out the card free for a year to see if the benefits will be worth it for you. If you don't like it, just cancel before the year is up and you owe nothing.
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  4. #4
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    As far as the type of perks you are talking about I would have to say American Express. For some reason other cards don't tend to take rewards as seriously as they do.
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