The American Express Blue Cash credit card is well known for its 5% cash back on gas, groceries, and drugstore purchases. However, there’s a catch to this rewards program…

American Express Blue Cash Review

WARNING: The American Express Blue Cash is arguably the best cash back credit card in existence, but it comes with a tiered rewards structure. You only get the 5% on gas/groceries/drugstores after you've spent $6,500 for the calender year (it's only 1% up until that point). The good thing is all purchases, regardless of their category, will count towards meeting that $6,500 threshold.

Therefore, it probably only makes sense if you spend at least $1,500/month on average (that's $18,000+ per calender year). If you do spend that much, the Blue Cash is the best one out there, and you should continue reading this review. If you don't spend spend that much, then you will be better off with the American Express Blue Sky instead.
It comes as no surprise that Kiplinger's Personal Finance named the no annual fee Blue Cash the "best cash-rebate card." The reason is simple, it's the only card out there that still gives up to

• 5% cashback at gas stations
• 5% cashback at grocery stores
• 5% cashback at drugstores
• 1.5% cashback on all other purchases

There has to be a catch, right? Yes, there is, but fortunately it's not a problem for most people. Here it is - in order to receive 5% on gas/groceries/drugstores, and 1.5% on all other purchases, you first need to spend at least $6,500 per calender year. For the first $6,500 spent, you will still be getting 1% on gas/groceries/drugstores and 1/2% on everything else.

Once you hit that market, the cash back is way better than anything else out there, so if you spend at least $1,500 to $2,000 a month on your card, by the end of the year your average cash back percentage should still average out to be way more than what you would get with any other card. Just look at how much you can save:

That's over $500 cashback on groceries, gas, and drugstores - not counting your other purchases!

p.s. - Secondary cards on the same account also count towards the $6,500 - so give one to your spouse!

Not only does this card have the highest cash back out there, the American Express Blue Cash also has free benefits you won't find anywhere else...

Have you ever bought something only to accidentally damage it a week later? The Purchase Protection Plan is a free benefit which protects eligible purchases against accidental damage and theft for up to 90 days from the date of purchase.

Don't you hate it when you can't make a return because you've lost your receipt or the store is just giving you a hard time. With AmEx Blue Cash you have free Return Protection - if you try and return a designated item within 90 days and the merchant won't take it back, American Express will! They will refund the full purchase price, up to $300 per item, up to $1,000 annually per account.

It seems like everything you buy these days, they try and sell you an extended warranty. Almost always it's too expensive to be worth the price. But what if you could have a free extended warranty? With the free Buyer's Assurance Plan, you can shop worry-free knowing that the terms of the original manufacturer's warranty will be matched up to one additional year, on warranties of five years or less that are eligible in the U.S. This is a free service included with your American Express Blue Cash!

Now how many credit cards out there give you all those benefits, plus can give you 5% cash back on gas, groceries, and drugstores! And since there's no annual fee there's nothing to lose.

Stop wasting your money and losing out on hundreds in free savings... get the highest cashback credit card on the market! It only take a second to apply.

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