Thread: Spending more to get more rewards?

Do you guys notice you spend more because you are getting credit card rewards? I have noticed I do that sometimes and I think a lot of people do to. They think the 2% cashback is an excuse to spend more money because they are saving a little bit.

I think there are times when the cashback helps grease the wheels on some purchases but not often.

I use CCs for ALL of my spending because of the rewards but also just as much for the float and the ability to track spending. I check transactions and balances on my cards intra-month. Along the way I ask myself whether all the spending was wise/necessary. This has helped me train myself to be more frugal. I have a fairly good idea where my balances should be during any time of the month; if I'm running up more debt than usual, I look for ways to scale back so as to come in "on budget" when the statements print.